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Spiro J. Verras Blog

Sunday, May 29, 2016

For-Profit Adult Day Care Centers: New Approach to a Growing Problem Are there any innovations in adult day care facilities?


Daniel and Genevive Barbeau-Nassar have recently opened a new and different kind of day care center for older adults in Venice, Florida. What makes it unusual is that All Smiles Adult Day Care Center is primarily financed by for-profit providers. In addition, All Smiles offers more security for participants in the program who tend to wander -- a common trait among the cognitively impaired elderly.

New programs in senior facilities are certainly needed since, according to the National Adult Day Services Association, the population enrolled in such centers is growing at an annual rate of 5.5 percent.


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Sunday, May 29, 2016

Evidence Shows that Medical Errors Are the 3rd Leading Cause of Death in U.S. How common are medical mistakes?


We have all heard the horror stories of medical mistakes: the wrong breast is removed; the wrong kidney is implanted; the surgeon leaves a contaminant in the gastrointestinal tract. Terrifying though these stories may be, most of us assume that safety and sterility standards will be observed when we are hospitalized or operated on. We also assume that the medications our doctors prescribe will help, rather than harm, us.

Unfortunately, a recent study published in the BMJ  (formerly the British Medical Journal) reported that medical errors in hospitals and other healthcare facilities are now the third leading cause of death in this country, after cardiovascular disease and cancer. Such mistakes are responsible for the loss of 251,000 lives a year.


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Wednesday, December 16, 2015

Are Inherited IRAs Protected From Creditors?

Depending on where your heirs live, IRAs that designate them as beneficiaries may not be protected from their creditors.


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Thursday, June 18, 2015

The Brady Bunch has become the typical Modern Family - How remarriages are affecting inheritance

Traditional families, in which neither spouse has been married before and in which all children share the same parents, usually have relatively straightforward estate planning needs. Blended families have unique inheritance considerations, and without careful planning couples with stepchildren may not achieve their estate planning goals.


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Friday, June 5, 2015

Financing and Growing Your Small Business Through Crowdfunding

Social media have revolutionized much of modern life, including business finance. With crowdfunding, you can raise small amounts of capital from many different sources, while retaining control over your business venture. Crowdfunding for business ventures is not without its risks, and shouldn't be undertaken without legal advice.


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Thursday, June 4, 2015

How Extraordinary! The O Visa: Permission to Work In the U.S. on the Basis of Extraordinary Ability

Extraordinary ability visas are designed to facilitate travel and work in the United States for scientists, athletes, performers, and other celebrities. While immigration to the U.S. is harder than ever for most people, it is, like most things, generally much easier once you attain elite status in your field.


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Sunday, May 17, 2015

Differences Between Testamentary Trusts and "Living" Trusts

Inter vivos "living" trusts are trusts that you create while you are alive, while testamentary trusts are trusts that you arrange to have created after your death.


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Friday, May 15, 2015

Do Heirs Have to Pay Off Their Loved One's Debts?

You cannot inherit debts. Probate serves as a sort of bankruptcy, in which the creditors of the deceased have a final opportunity to be paid from the non-exempt assets of the estate before the assets are distributed to the beneficiaries.


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Wednesday, May 6, 2015

Which Business Structure is Right for You?

Choosing the right entity for your business can impact management, tax treatment, asset protection, and estate planning, and should be a decision you make with the advice of an attorney.


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Wednesday, April 22, 2015

What to Do after a Loved One Passes Away

The loss of a loved one is one of life's most painful traumas, and handling the affairs of the deceased can make it even more stressful. 


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Monday, April 20, 2015

Medicare vs. Medicaid: Two Different Government Programs With Confusingly Similar Names

Medicare provides senior citizens with health insurance regardless of their finances while Medicaid provides health care to the poor.


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